Page 14 of 25

Revenue Model 2: Financial Services

Monetizing the economy itself by becoming the financial backbone for the new, secure web.

Revenue Model #2: The Financial Services Engine (Est. $2B+ Annually)

Infrastructure Revenue

Beyond user services, we're targeting the server infrastructure that powers the entire digital world.

Our second revenue stream moves beyond monetizing attention and begins to monetize the economy itself. We will become the financial backbone for the new, secure web.

The Core Opportunity

  • Replacing Broken Payment Systems: Online commerce is crippled by intermediaries like credit card companies that take a significant cut (2-4%) of every transaction.
  • Enabling a Frictionless Economy: Our technology allows for direct, peer-to-peer value transfer, eliminating middlemen and creating the opportunity to build a new, far more efficient financial system from the ground up.

The Revenue Streams ($2B+)

  • Transaction & Processing Fees: By capturing just 5% of the $7 Trillion global e-commerce market and charging a competitive 1% transaction fee, our annual revenue would be $3.5 Billion.
  • The Universal On/Off-Ramp: We will build the primary, trusted bridge for users to swap value between the old financial system (dollars, PayPal, etc.) and the Qweb ecosystem, charging a small fee for this high-volume, high-margin business.
  • High-Margin Lending: With a captive user base, we can offer lines of credit for Qweb purchases, displacing high-interest credit card companies and capturing lucrative interest rates (e.g., 23.4% APR) with a fraction of the operational costs.

Financial Services Superpower

By combining these streams, we are not just building a tech company; we are building a next-generation financial services superpower. We become the merchant processor, the currency exchange, and the bank for the secure internet.